Tangible Solutions Newsletters
From time to time we publish articles that our clients may find useful. Please feel free to download any article. If you have any suggestions for topics to cover, please email:
sandyvoit@gmail.com. Thank you.
Personal Finances:
Annual Financial Calendar: What are important dates to know each year, from deadlines for taxes, colleges, medicare, flexible spending accounts, IRA distributions, and other tips for times of year... Read more.
TS - Financial Calendar.pdf
2010 Tax Savings: The new tax laws may have some very useful savings for you, such as: increases in estate tax exemptions, tax-free gift amounts, mileage deductions, energy savings, no need to take minimum distribution from retirement accounts this year, etc. Read more...
Strategies for Lowing Your Insurance Costs: Discover ways to reduce your insurance costs for autos, home, life, and long-term care policies, as well as the impact of your credit scores, avoiding claims hassles, and see how your claims history is shared with other insurance companies. Read more...
TS - Strategies for Lowering Your Insurance Costs.doc
How to Economize without Sacrificing: This newsletter contains a lot of suggestions to save money in areas such as food, medical, recreation, entertainment, utilities, etc. Read more...
TS - Economic Alternatives.pdf
Financial Literacy: This document contains both a primer on personal financial information, as well as a guide to saving money. Read more...
Personal Finances Literacy TM in Challenging Times.pdf
Newly Married:
Newlywed Money Matters: This newsletter focuses on financial conversations about-to-married and even recently married couples should consider. Read more...
TS - Newlywed Money Matters.pdf
New Parents:
New Parents & Money Tips: It is not difficult to imagine that new parents can easily spend over $10,000 on their child in the first year. You don't need to spend that much. Here are some ways to make some significant savings. Read more...
TS - New Parents - Money Tips.doc
How to Find Affordable Child Care: The current econ0mic situation provides some opportunities to re-look at child care costs. Consider these strategies for finding child care providers. Read more...
TS - How to Find Affordable Child Care.doc
Divorce-Related:
How a Neutral Financial Professional Can Help You: This is the heart of the matter when two people are seeking help to resolve a financial problem. This issue focuses on the value of a trained, experienced professional brings to you. Read more...
Divorce & College Financial Aid: Divorce has some specific impact on your child's ability to obtain financial aid to attend college. Read more...
TS - Divorce and Financial Aid.doc
Divorce & Insurance: Divorce has some specific impact on your insurance policies, from auto and home, to considering other insurance coverage. Read more...
TS - Divorce - Insurance.pdf
Divorce & Social Security: If you are divorced and were married at least 10 years there are some benefits you may be eligible to receive. Read more...
TS - Divorce - Social Security.pdf
Divorce & Health Insurance & COBRA: Divorce has some specific impact on your health insurance coverage, and if either of you is covered through your spouse's employer, you will need to explore your options. Read more...
TS - Health Insurance - COBRA.pdf
Social Security:
Social Security: This newsletter focuses on difference aspect of how Social Security system operates, when is the best time to start your benefits, and how to maximize your benefits. Read more...
TS - Social Security.pdf